βœ… 72-Hour Loan Decision
🏦 SME Loans from ₦500K
πŸŽ“ Interest-Free Student Loans
πŸ’° Salary Access – 5% Fee Only
πŸ”’ Bank-Level Security
⚑ Fast & Transparent
πŸ“ Based in Ibadan, Nigeria
πŸ’Ό CAC-Backed SME Financing
βœ… 72-Hour Loan Decision
🏦 SME Loans from ₦500K
πŸŽ“ Interest-Free Student Loans
πŸ’° Salary Access – 5% Fee Only
πŸ”’ Bank-Level Security
⚑ Fast & Transparent
πŸ“ Based in Ibadan, Nigeria
πŸ’Ό CAC-Backed SME Financing
Nigeria's Emerging Digital Lender

Fund Your
Dreams

Edge Funds offers smart, structured funding solutions for Nigeriaβ€”supporting SME growth, interest-free student financing, and seamless wage access.

Bank-Level Security
72-Hour Decision

Illustrative example β€” not a real loan offer

Loan Application

SME Business Loan

₦1M

Approved βœ“

Interest Rate7% / month flat
Duration6 months
Monthly Payment₦236,667
Decisions within 72 hours
Fast & Secure ⚑

Funding Solutions
For Every Dream

Whether you're building a business, pursuing education, or managing cash flow, we have the perfect financial product for your journey.

Up to ₦5M+ (unsecured)

7%–10%/mo flat Β· ~142–214% APR

Edge Biz – SME Loan

Financing for working capital, asset acquisition, and business expansion. Tailored for registered Nigerian SMEs across trade, manufacturing, agriculture, and services.

  • Fast 72-hr processing
  • Flexible daily/weekly/monthly repayment
  • Minimal collateral for small loans

Full Tuition Coverage

0% in study Β· 5%/mo after Β· ~100% APR

Edge Tuition – Student Loan

Zero-interest financing during study for tech students at AOU Nigeria and ACTECH. No repayment pressure until after graduation with a 2-month grace period.

  • Interest-free during study
  • 2-month post-graduation grace
  • 6–24 month repayment tenor

Up to 50% of Salary

5% service fee/withdrawal

Edge Pay – Salary Access

Easy Wage Access (EWA) platform allowing employees to withdraw up to 50% of earned salary from the second week of the month, before payday.

  • Employer-backed platform
  • Auto payroll reconciliation
  • No loans β€” access earned wages

Plan Your Financial Future

Use our smart calculator to understand your loan payments and make informed decisions.

Smart Loan Calculator

Powered by advanced algorithms

Real-time Calculations

Get instant results as you adjust loan parameters with live updates.

Payment Schedules

View detailed monthly breakdowns and amortization schedules.

Compare Options

Compare different loan types and terms to find your best option.

Loan Calculator

Loan Amount
₦1,000,000
Rate
7% flat/mo
Term
6 months
Monthly Payment
₦236,667
Total Interest: ₦420,000
Accurate Results ✨
Free Tool 🎁

Built for Nigeria, Built on Trust

Three purpose-built credit products for Nigerian businesses, students, and salary earners β€” with transparent pricing and responsible lending at the core.

🎯
3
Purpose-Built Loan Products
⚑
72hrs
Loan Decision Timeline
πŸŽ“
0%
Interest During Study (Edge Tuition)
πŸ’΅
50%
Salary Accessible with Edge Pay

Our Commitments to Every Borrower

πŸ“„
Full Cost Disclosure

Every rate, fee, and the total amount repayable is disclosed in writing before you commit β€” including the annualised cost of your credit.

πŸ”’
We Never Access Your Contacts

We do not request or access your phone contacts, gallery, or call logs at any point. Recovery is limited to you and your disclosed guarantor only.

🀝
Ethical Collections Only

No harassment, no public shaming, no contacting people you did not disclose. Written notice and a restructuring conversation come before any recovery action.

Edge Funds Logo

Edge Funds drives Nigeria's financial future through innovative lending solutions. Your trusted partner in business growth and personal advancement.

Edge Funds is a trading name of The Edge EdTech Solutions, a company registered in Nigeria with the Corporate Affairs Commission.

Regulatory status: Edge Funds is not yet approved by the Federal Competition and Consumer Protection Commission (FCCPC). An application for approval under the Digital, Electronic, Online, or Non-Traditional Consumer Lending Regulations 2025 is in progress. We do not hold, and do not claim to hold, a licence from the Central Bank of Nigeria.

We are a high-cost, short-term credit provider. Please review our rates, fees and APR before applying.

Get In Touch

  • πŸ“ 3, Oladosu Oladipo Close, Ashi Area, New Bodija, Ibadan
  • πŸ“ž 08063412267
  • βœ‰οΈ hello@edgefunds.com

© 2026 Edge Funds. Crafted with ❀️ for Nigeria's growth.